Today I was let down by PayPal.  Here is how it happened. About ten years ago someone opened a PayPal account in my name.  The account was fraudulent, and the only way I found out about it was an accident.  I tried to add one of my credit cards to my PayPal account and was rejected because the credit card was already tied to another PayPal account.  Another PayPal account?  What?  I don't have any other PayPal accounts!  So I called PayPal, and the FBI... ...